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Federal
The Federal Trade Commission calls this site "the U.S. government's
central web site for information about identity theft." The site offers
information such as how to minimize your risk of identity theft, what to
do if you are a victim, and how to file a complaint. Links to other web
sites, as well as online publications on identity theft, are also
provided. An excellent resource.
Social Security Administration  Identity
Theft
This page on the Social Security Administration web site
contains brief information on what the agency does to help victims of
identity theft. It includes a toll-free number for the SSA's Fraud Hotline
(1-800-269-0271) and the FTC's ID Theft Hotline (1-877-IDTHEFT). The page
also provides links where you can download publications regarding Social
Security Numbers and identity theft: "When Someone Misuses Your Number"
and "Social Security-Your Number and Card," as well as the FTC publication
"ID Theft: When Bad Things Happen to Your Good Name."
U.S. Postal Inspection Service  Identity
Theft
This page gives brief information regarding the involvement of postal
inspectors in the investigation of identity theft complaints. An online
form is also provided to file a complaint about mail fraud. Be sure to
click on the link "Our Privacy Policy" on the left side of the "Identity
Theft" page and read the 18 conditions under which the USPIS might
disclose the personal information requested from you on the mail fraud
complaint form.
Although this Department of Justice web site has not been updated since
June of 2000, individuals will find useful information here. Clear
explanations are given on what identity theft is, the most common ways it
is committed, and what a person can do to avoid becoming a victim.
Information is also provided on steps to take if you are a victim, as well
as links to other government and non-government agencies for more
information.
Held in Washington, D.C., on March 15 and 16, 2000, the National Summit
on Identity Theft "was designed to highlight areas where the public and
private sectors can work together to address identity theft." An executive
summary is provided, along with summaries of the five panel discussions on
topics such as "Victims of Identity Theft" and "Remediation: Private
Sector Programs to Assist Victims." The information on this site is not
substantial, but it gives the public a sense of what the government is
doing about this growing problem and some of the resources and recourses
available to victims.
Extremely useful information is provided here on what
financial institutions can and cannot disclose about your personal
financial information, and to whom they can disclose it. Explanations of
affiliate and non-affiliate companies are given, along with when and why
institutions may share information with them. Also provided is information
on your right to opt out of this information sharing (up to a point), as
well as contact information for agencies that oversee different types of
companies that you can contact if you have questions about your privacy
rights in dealing with a financial company. **Also given is a toll-free
number to opt out of receiving all those unsolicited offers of credit or
insurance that come in the mail.** (Be forewarned, however: I once called
a number such as this and was asked to type my Social Security Number into
the phone in order to proceed. I hung up.)
Much of the information on this page can be found on other
sites, such as the definition of identity theft (although this page calls
it identity "fraud") and how thieves obtain information used to steal
someone's identity. Twelve ways people can reduce their chances of
becoming a victim are given, along with the legal repercussions for
perpetrating the crime. Interestingly, although the first line on the page
calls identity fraud "one of the fastest growing White Collar Crimes in
the nation," the page has not been updated since 1999.
Under the subheading "Protecting Yourself," the Secret
Service answers some common questions regarding fraud, most of which
relates to potential identity theft issues. Information includes tips on
how to protect yourself against credit card fraud, check fraud, and
telemarketing fraud, and what to do if you have been a victim of credit
card fraud or identity theft. Note that sometimes the URL for this page
will give you a message that the server has been instructed not to give
you the page. If this happens, go to the Secret Service home page and choose the FAQs
link on the right.
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State
Part of the Wisconsin Department of Justice site, this page lists a few
of the ways identity thieves can steal your personal information and take
over your identity. Also given is a list of ways to protect yourself from
this crime. The list is much shorter than those given on some of the
federal sites, but since users from Wisconsin are likely to seek recourse
using state resources, this page is important for inclusion here.
Another page from the Wisconsin Department of Justice site--from the
Office of Consumer Protection--this page is a caution to consumers against
revealing personal information online. Some suggestions given include not
giving out personal information to unknown companies or "e-mail pals," and
watching what your children are doing when using the Internet. At first
glance, everything seems common sense--and it is. It's amazing that many
people don't follow these simple guidelines.
An example of a web site's privacy notice for site users, this one
comes from Wisconsin.gov, the portal for Wisconsin government information.
Find out what information is collected from site visitors and how it is
used, the policy on collection of personal information, public disclosure
of information gathered, and access and correction of personal
information. The scariest statement on this page? "Users are cautioned
that the collection of personal information requested from or volunteered
by children on-line or by email will be treated the same as information
given by an adult and may be subject to public access."
Wisconsin Policy Library University of Wisconsin Madison Privacy
Housed on the Wisconsin Policy Library web site, the Privacy pages
provide links to privacy issues in three areas: consumer privacy, medical
privacy, and general privacy. The links are divided into four different
areas: Wisconsin, Other States, Federal, and Background and Viewpoints.
Some of the links included in these pages can be found elsewhere in my
site, but there are many others as well, such as Consumer
Protection, Fraud, and Privacy, a 1999 "annotated bibliography from
Theobald Legislative Library." You will find the Privacy pages a good
reference for both government and private resources. (Note: If the link
given above does not work, go to http://portal.lafollette.wisc.edu/
and click on the Privacy link on the left.)
Office of Privacy Protection, State of California  Identity
Theft
According to this web site, maintained by California's Office of
Privacy Protection, the cost of identity theft each year was estimated by
the Secret Service as $745 million in 1997. The information provided on
this site is intended to help consumers lower their risk of becoming a
victim of this crime, and to help them if they are a victim. Links to
publications are provided, including "Identity Theft Prevention Tips,"
"Identity Theft Victim Check List," and "Identity Theft: What to Do When
It Happens to You." Also provided are links to information by the Federal
Trade Commission ("When Bad Things Happen to Your Good Name," and the
"Identity Theft Affidavit"), the Identity Theft Resource Center
("Organizing Your Identity Theft Case"), and the U.S. Postal Inspection
Service ("Identity Theft"). This site also provides links to information
on financial privacy, privacy laws, and monthly privacy tips.
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Private
This site provides links to identity theft publications (e.g.,
"Organizing Your Identity Theft Case," and "Reasonable Requests an
Identity Theft Victim May Make of the Courts"), victims' stories, and
other identity theft sites--some of which are listed elsewhere in my site
(such as the Federal Trade Commission and the California Office of Privacy
Protection). The victims' stories are definitely a wake-up call. Be sure
to read them.
Identity Theft Resource Center Resources
This page of the Identity Theft Resource Center web site contains links
to other web sites on this topic, some of which are duplicated in other
areas of my site. Also included are links to self-help fact sheets and
something not seen on any other site I have viewed thus far: local support
groups for victims of identity theft. Other areas of the site may also be
of interest, although much of the information is duplicated in other sites
I have listed. The "reference library" listed on this site is
disappointing. Not only does it consist of only one link--to "Sandy's
Identity Theft Reference Library--but the link leads to a "this site is
not available" message.
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